Terms & Conditions – Rise Finance
Last Updated: 12 October 2026
Welcome to Rise Finance. By accessing our website, contacting us, or using our loan assistance services, you agree to the following Terms & Conditions. Please read them carefully before proceeding.
1. About Our Services
Rise Finance provides loan-related assistance and customer support for individuals and businesses seeking financial products, including:
Personal Loans
Business Loans
Home Loans
Car Loans
Loans Against Property
Our role may include helping customers understand loan options, sharing information, assisting with documentation, and facilitating communication with relevant banks or financial institutions, depending on the services available.
2. No Guarantee of Loan Approval
All loan applications are subject to the eligibility criteria, credit assessment, verification procedures, internal policies, and final decision of the relevant lender.
Rise Finance does not guarantee loan approval, a specific interest rate, a particular loan amount, or a fixed disbursement timeline.
3. Lender Independence
Banks, Non-Banking Financial Companies (NBFCs), and other financial institutions independently determine their lending terms and conditions.
Customers should verify the lender’s identity, applicable charges, interest rates, repayment schedule, and other terms before accepting any loan offer.
4. Accuracy of Information
Customers agree to provide accurate, complete, and up-to-date information when making enquiries or submitting documents.
Providing incorrect, misleading, forged, or incomplete information may result in application delays, rejection, or other consequences under applicable law.
5. Interest Rates and Charges
Interest rates, processing fees, documentation charges, insurance costs, penalties, and other applicable charges are determined by the relevant lender and may vary depending on the loan product and customer eligibility.
Customers should obtain and review the lender’s official terms and Key Facts Statement, wherever applicable, before accepting a loan.
6. Documents and Verification
Depending on the loan product, customers may be required to provide identity proof, address proof, income documents, bank statements, business records, property documents, or other information requested by the lender.
Document requirements vary by lender and loan type.
7. Privacy and Personal Information
We aim to handle customer information responsibly and use it only for legitimate business purposes, such as responding to enquiries, providing requested assistance, and coordinating with relevant service providers where appropriate and authorized.
Please refer to our Privacy Policy for further details about the collection, use, storage, and sharing of personal information.
8. Communication and Consent
By submitting an enquiry or voluntarily contacting us, you authorize Rise Finance to contact you regarding your request through the contact details you provide, subject to applicable law and your communication preferences.
Marketing communications, where applicable, will be subject to the required consent and relevant regulations.
9. Third-Party Websites and Services
Our website may contain links to third-party websites, lenders, or service providers. We do not control external websites and are not responsible for their content, privacy practices, or independent decisions.
Customers should review the terms and privacy policies of the relevant third parties before using their services.
10. Limitation of Liability
To the extent permitted by applicable law, Rise Finance shall not be responsible for decisions made independently by lenders, loan rejections, changes in lending terms, or delays caused by third parties.
Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.
11. Website Content and Availability
We make reasonable efforts to maintain accurate website information. However, information may change without notice, and uninterrupted or error-free website availability cannot be guaranteed.
Website content is for general informational purposes and should not be treated as a substitute for reviewing official loan documents or obtaining independent financial advice where needed.
12. Prohibited Use
You agree not to misuse this website, submit fraudulent information, attempt unauthorized access, interfere with website operations, or use our services for unlawful purposes.
13. Changes to These Terms
Rise Finance may update these Terms & Conditions from time to time. Changes will be published on this page with an updated revision date.
Your continued use of the website after changes are published constitutes acceptance of the revised terms, to the extent permitted by applicable law.
14. Governing Law and Jurisdiction
These Terms & Conditions are governed by the applicable laws of India. Any dispute shall be subject to the jurisdiction of the competent courts, as determined under applicable law.
15. Contact Us
For questions regarding these Terms & Conditions, please contact us:
Business Name: Rise Finance
Contact Person: Riya Patil
Phone: +91 74482 38113
WhatsApp: +91 91758 11538
Email: dhanvipatilrja@gmail.com
Address: B-206, Sukhmani Apartment, Behind Neelam Punjab Hotel, Vasai Depot, Vasai West, Maharashtra – 401202, India.
By using our website or requesting our services, you acknowledge that you have read and understood these Terms & Conditions.
